Appraisal services for Green Forest and Carroll County homeowners

Check out the top seven reasons AR homeowners hire Anstaff Bank:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Carroll county's assessment of your property
  3. To reduce their mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Own a house in or near Green Forest, AR and need help deciding the value of it?
Contact Anstaff Bank.

We at Anstaff Bank understand the unique needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our valued client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Anstaff Bank, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping clients just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in an area that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Anstaff Bank is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be troublesome from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Anstaff Bank can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Anstaff Bank offers field reviews where we go out and check the subject and comps. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Anstaff Bank can We can assist you. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.